Offer comparer

Startup offer against big tech, on one screen. Cash is cash; equity gets a risk multiplier you control — the point is to make the discount you're already applying in your head explicit. Runs entirely in your browser; we never see your numbers.

Offer A

Base salary / yr

Cash bonus / yr

Equity grant (4-yr paper value)

total grant value at today's valuation — for options, spread × count

Equity risk multiplier · 35%

how much of the paper value you'd bet actually converts to cash

Offer B

Base salary / yr

Cash bonus / yr

Equity grant (4-yr paper value)

total grant value at today's valuation — for options, spread × count

Equity risk multiplier · 100%

how much of the paper value you'd bet actually converts to cash

Side by side

Offer AOffer B

Cash / yr$165k$230k

Equity / yr (paper)$100k$75k

Equity / yr (risk-adj)$35k$75k

Total / yr (risk-adj)$200k$305k

4-year total (risk-adj)$800k$1.22M

4-year total (paper)$1.06M$1.22M

Offer B leads by ~$105k/yr on a risk-adjusted basis.

Risk multipliers are rules of thumb, not probabilities from data. If the startup equity pays off at all, it usually pays far above its multiplier — that asymmetry is the whole bet, and a per-year average hides it.

Educational estimate only — not financial advice.