← Back to Startups List
Ramp logo

Ramp

ramp.comadded 2026-06-19
● Hiring↗ Employee liquidity on record

TL;DR中文

企业支出管理平台(公司卡 + 费用 + AP + 采购)。这个list里规模最大、离IPO最近的公司:$44B估值、$1.4B ARR、3200人、已经free cash flow positive。而且它踩中了一个新的增长点——帮CFO管理AI token支出。

Worth-Joining Index · Scorecard

v2.1 ALPHA · 2026-08

Career Score

79/100

Coverage

100%

Verified

58%

Stage cohort

Late

Vibe Check

🎪 community voting coming soon

Momentum
14/16
Efficiency
16.5/20
Backing
8/8
Market
8.8/11
Product
8.8/11
Upside
9/16

Latest valuation

$44B(Series F,2026年6月,投后估值)

Series F · 2026-06

ARR

公司官方口径为"超过$1B"年化收入

Total raised

累计股权融资超过$3B(截至2026年6月Series F后)

as of 2026-06

Team size

~3,200人

figures vary
FintechSpend ManagementFounded · 2019Stage · Late (Series F)HQ · New YorkSize · ~3,200人(2026年,较2024年的1,100人增长)

Traction · Key numbers

ARR公司官方口径为"超过$1B"年化收入(2026年6月Series F公告重申),但Bloomberg报道其run-rate已超$1.5B;第三方数据商GetLatka给出$1.4B(截至2026年6月)与现有fixture数值$1.4B接近但不完全一致:官方新闻稿(PRNewswire)只确认'>$1B',独立估计在$1.4B(GetLatka)-$1.5B(Bloomberg/Sacra)之间。未找到公司自己披露的精确ARR数字。 Publicly verifiableas of 2026-06
收入增速官方新闻稿标题明确写明2025年11月这轮'年内收入翻倍'(doubling revenue in past year)这是最新的、有官方措辞支撑的YoY倍数(2.0x),早于fixture现有1.4x的口径。且增速似乎在2026年有所放缓:从2025年9月的$1B到2026年年中约$1.4-1.5B,约9个月增长40-50%,慢于此前的翻倍速度——值得在编辑时对比两个时间点。 Publicly verifiableas of 2025-11
TPV growthMarch 2026 TPV grew ~170% YoY, the highest in three years — on a business already 20x the size it was back then Publicly verifiableas of 2026-03
Customer count25,000-70,000 businessesFigures vary by source Publicly verifiableas of 2026
Cumulative customer savings$10B+ and 27.5M hours Company-claimedas of 2026

Funding

Total raised

累计股权融资超过$3B(截至2026年6月Series F后)

Rounds

3

Valuation pace

$22.5B → $32B → $44B

F

$750M

Series F · 2026-06 · valuation $44B(Series F,2026年6月,投后估值) · led by ICONIQ, GIC, Ontario Teachers' Pension Plan

With: 高盛, 大摩, D.E. Shaw, Founders Fund · 与fixture一致。另有GIC官方(gic.com.sg/newsroom)与OTPP官方(otpp.com)新闻稿独立确认同一轮领投方,可信度高。

$32B

Prior round · 2025-11

This round explicitly included an employee tender

$22.5B

Earlier round · 2025-07

Founders

Eric Glyman CEO

Previously built Paribus (acquired by Capital One)

Karim Atiyeh Co-founder

Paribus co-founder (acquired by Capital One)

Gene Lee Co-founder

Co-founded Ramp with Glyman and Atiyeh

Reality · Working here

H1B / PERM持续、积极担保H1B:DOL LCA申请数从2020年4份增长到2024年30份,覆盖工程之外的多种职能(如信用风险经理、风险副总裁、业务系统工程经理),中位数申报薪资约$155,000官方LCA原始数据已在库;这里补充的是政策口径判断——filings逐年上升且跨多职能,说明是主动、广泛的visa sponsor,而不仅限于工程岗位。 Publicly verifiableas of 2025
Remote policy混合办公为主:NY与Miami设有办公室,员工可自由选择到岗时间和频率("whenever they want to come in"),部分职位标注为Remote/Hybrid或In-Office/Remote并存Ramp官方careers页(ramp.com/careers)未列出正式的remote政策文件,仅提到WFH补贴,弹性程度以Built In的公司资料页为准。fintech行业整体偏向on-site,此说法与行业常态大致吻合但确认为公司主动选择的flexible安排。 Publicly verifiableas of 2026
Comp model现金+股权组合:全岗位年度总薪酬中位数约$255,000(软件工程师中位数约$347K-$403K);RSU采用标准4年归属(第1年25% cliff,之后36个月每月2.08%),并有定期stock refresher;绩效奖金约占10-20%两个独立数据源(Levels.fyi的具体薪酬数字 + Built In对vesting/refresher/bonus结构的描述)互相印证。 Publicly verifiableas of 2026
GlassdoorUnknown — work here? Help us fill this in →
Equity liquidity2025年11月的$300M轮次官方新闻稿明确写明"a $300 million primary financing round that included an employee tender offer",是确认过的员工流动性事件验证了fixture现有说法,且现在有了直接可查的官方新闻稿URL支撑(此前fixture该字段没有sourceUrl)。另有第三方分析(quantlogix.ai)提到2025年3月也有一轮tender,可作为编辑补充参考但未独立核实其官方来源,故未在此单独提出。 Publicly verifiableas of 2025-11
Hiring statusNY headquarters, 3,200 people and expanding fast, hiring across nearly every function; opening up the European market, so international roles are growing Editorial judgmentas of 2026-07

·Known for execution speed — 'shipping 70+ products in a few months' is not an idle boast

·A classic high-intensity, high-performance, results-driven company

·Fintech itself means high demands on compliance and rigor

Signals & Risks

CompetitorsBrex (the old rival, clearly outpaced in recent years)ExpensifyAirbaseNavanAmexConcur/SAPCoupa
Valuation$44B is already a big number; doubling from here means growing into a $100B+ company
Regulation/ratesFintech interchange revenue is exposed to regulation and interest rates
Market ceilingCorporate spend management is ultimately a bounded market; a 3,200-person organization is no longer a startup, and growth will naturally decelerate
CompetitionOthers — including cloud vendors and FinOps tools — will come after the AI token management wedge too

Editorial ✎

Good fit for

· People who want low risk + a clear IPO path + large-scale systems experience

· People in New York or who want to be

· Mid-to-late-career people who need stability — if you can only pick one company on this list that 'won't blow up', it's Ramp

· People who want to do fintech: Ramp is one of the best training grounds in the field right now

Not for

· People hoping equity gets them to financial freedom (too late an entry point)

· People who want a small team with high autonomy (3,200 people is already a mid-sized company)

Data changelog

Community corrections → editorial review → applied, fully on the record

2026-08-08
累计融资额 filled in as 累计股权融资超过$3B(截至2026年6月Series F后)

data as of 2026-06 · Source: PR Newswire

Publicly verifiable
2026-08-08
股权流动性 / tender 记录 filled in as 2025年11月的$300M轮次官方新闻稿明确写明"a $300 million primary financing round that included an employee tender offer",是确认过的员工流动性事件

data as of 2025-11 · Source: PR Newswire

Publicly verifiable
2026-08-08
Remote 政策 filled in as 混合办公为主:NY与Miami设有办公室,员工可自由选择到岗时间和频率("whenever they want to come in"),部分职位标注为Remote/Hybrid或In-Office/Remote并存

data as of 2026 · Source: Built In NYC

Publicly verifiable
2026-08-08
最近一轮领投机构 filled in as ICONIQ、GIC、Ontario Teachers' Pension Plan

data as of 2026-06 · Source: PR Newswire; 并经GIC与Ontario Teachers官方新闻室确认

Publicly verifiable
2026-08-08
最近一轮估值 filled in as $44B(Series F,2026年6月,投后估值)

data as of 2026-06 · Source: PR Newswire

Publicly verifiable
2026-08-08
团队规模 filled in as ~3,200人(2026年,较2024年的1,100人增长)

data as of 2026-06 · Source: GetLatka

~ 3rd-party estimate
2026-08-08
H1B / 签证担保政策 filled in as 持续、积极担保H1B:DOL LCA申请数从2020年4份增长到2024年30份,覆盖工程之外的多种职能(如信用风险经理、风险副总裁、业务系统工程经理),中位数申报薪资约$155,000

data as of 2025 · Source: h1bdata.info (DOL LCA公开披露数据聚合)

Publicly verifiable
2026-08-08
薪酬模式 filled in as 现金+股权组合:全岗位年度总薪酬中位数约$255,000(软件工程师中位数约$347K-$403K);RSU采用标准4年归属(第1年25% cliff,之后36个月每月2.08%),并有定期stock refresher;绩效奖金约占10-20%

data as of 2026 · Source: Levels.fyi; Built In

Publicly verifiable
2026-08-08
收入增速 filled in as 官方新闻稿标题明确写明2025年11月这轮'年内收入翻倍'(doubling revenue in past year)

data as of 2025-11 · Source: PR Newswire

Publicly verifiable
2026-08-08
ARR / 年化收入 filled in as 公司官方口径为"超过$1B"年化收入(2026年6月Series F公告重申),但Bloomberg报道其run-rate已超$1.5B;第三方数据商GetLatka给出$1.4B(截至2026年6月)

data as of 2026-06 · Source: TechCrunch (citing Bloomberg)

Publicly verifiable
Spot an error? Submit a correction → — you can correct facts, never negotiate scores.

Sponsorship

✓ Publicly verifiable · government data

H-1B recent sponsorship activity Latest

DOL LCA Disclosure Data · FY2024 – FY2026 Q2
Fiscal yearLCAs certifiedPositionsAvg salary
FY20261010$161k
FY20252431$163k
FY20242325$152k

✓ Ramp has been filing LCAs for H-1B roles recently — actively sponsoring. An LCA is the required first step of an H-1B petition — the most direct public signal of whether a company sponsors right now.

Fiscal yearNew approvalsNew denialsRenewal approvalsRenewal denials
FY20230020
FY20223060
FY20210020

✓ Ramp has approved H-1B petitions in FY2021–2023 — proven ability and precedent to sponsor.

Fiscal yearCasesCertifiedApproval rateAvg salary
FY202654100%$199k
FY202532100%$157k

Want to check another company?Sponsorship lookup →

🔒

Editorial deep dive · Members only

The full research writeup (background, key numbers, Bull & Bear, joining advice, and an interview question checklist) is reserved for community members. Members: enter the access passphrase from the group.

Not a member yet?Request to join →

Want to talk about this company?

Community members may work here or have interviewed — corrections and additions welcome too

Join the discussion